Best Way To Consolidate Debt Best Way To Consolidate Debt When You Already Have So Much They Won't Give You Anymore?

Best way to consolidate debt when you already have so much they won't give you anymore? - best way to consolidate debt

I'm trying to improve and to pay credit card debt. My credit is good, I bought my first house from me. OT, but I want to get rid of my debts, credit cards fast ... I have done everything that I transfer the lower cards. But to tell consolidate the inclusion of a loan, that they "Out you too" and I refused. But as counterproductive, I think it is too early for a home loan, n 'have no equity in my house. And I would not go through a Credit Counseling Agency that can affect your credit! Any idea or banks, websites, etc., check out?